Trust NBA Bank 401(k) Plan

Secure Your Retirement, One Paycheck at a Time

Planning for retirement starts with smart decisions today. The Trust NBA Bank 401(k) Plan is a tax-advantaged retirement savings account designed to help employees grow their savings steadily and securely—with support from their employers and trusted financial experts.

What Is a 401(k) Plan?

A 401(k) is an employer-sponsored retirement plan that allows employees to contribute a portion of their salary before taxes. These contributions are invested and grow over time, building a reliable financial cushion for retirement.

Key Benefits:

1. Tax-Deferred Growth

Pay no taxes on your contributions or earnings until you withdraw funds at retirement—allowing your savings to grow faster.

2. Employer Matching

Multiply your savings through employer matching contributions (if offered)—a valuable benefit that boosts your retirement fund.

3. Investment Options

Choose from a range of professionally managed funds, including stocks, bonds, index funds, and more—based on your risk tolerance and goals.

4. Flexible Contributions

Contribute automatically through payroll deductions. You can increase, decrease, or pause contributions at any time.

5. Portability

If you change jobs, your 401(k) can move with you—through rollovers to another employer’s plan or an IRA.

6. Financial Security for the Future

With compound growth and long-term planning, your 401(k) can become a powerful source of income in retirement.

2025 Contribution Limits:

• Employee contribution limit: $23,000

• Catch-up contribution (age 50+): Additional $7,500

• Total contribution (employee + employer): Up to $69,000

Who Is Eligible?

• Employees of companies enrolled in the Trust NBA 401(k) Program

• Must meet minimum age and service requirements as set by the employer

Start Saving Smarter

Secure your future with the Trust NBA Bank 401(k) Plan. Whether you’re just starting out or building on years of savings, we’re here to help every step of the way.

Enroll today through your HR department or visit www.trustnbabank.com/401k

Trust NBA Bank – Planning Today. Protecting Tomorrow.