MOBILE BANKING

ACCOUNT TYPES

Savings Account

Sign up now for Savings account



Savings Account

At Trust NBA Bank, our Savings Account is designed to help you build your financial future with ease and confidence. Whether you’re saving for a rainy day, a special purchase, or long-term goals, our Savings Account offers a safe and convenient way to grow your money while keeping it accessible whenever you need it.

What is a Savings Account?

A Savings Account is a deposit account that allows you to securely store your money while earning interest on your balance. It’s an ideal tool for setting aside funds for emergencies, future expenses, or simply to cultivate a habit of saving regularly.

Why Open a Savings Account with Trust NBA Bank?

1. Competitive Interest Rates:

Earn attractive interest on your savings, helping your money grow steadily over time.

2. Easy Access to Funds:

Your money is available when you need it, with options for withdrawals, transfers, and online banking anytime, anywhere.

3. No Monthly Fees:

Enjoy the benefits of a savings account with minimal or no monthly maintenance fees, allowing you to keep more of your money.

4. Safe and Secure:

Your deposits are protected by regulatory insurance, giving you peace of mind that your savings are secure.

5. Flexible Deposits:

Make deposits at your convenience—whether it’s a lump sum or small, regular contributions, every bit counts towards your financial goals.

6. Convenient Account Management:

Access your account through our user-friendly online and mobile banking platforms, or visit any Trust NBA Bank branch for personalized service.

How Does a Savings Account Work?

Deposit Money: Add funds to your account through cash deposits, transfers, or direct deposits.

Earn Interest: Watch your balance grow with interest credited regularly, based on the account terms.

Withdraw Funds: Access your money when needed, with certain limits to encourage saving.

Monitor Activity: Track your savings and transactions easily through statements and online banking.

Who Should Open a Savings Account?

Individuals looking to build an emergency fund or save for future expenses.

Parents saving for their children’s education or special occasions.

Anyone wanting a secure place to grow their money with easy access.

Getting Started with Trust NBA Bank Savings Account

Opening a Savings Account with Trust NBA Bank is simple and straightforward:

1. Visit any of our branches or apply online through our website.

2. Provide valid identification and necessary personal information.

3. Make your initial deposit to activate your account.

4. Start saving and enjoy the benefits of a trusted financial partner.

Tips for Maximizing Your Savings

Set up automatic transfers to regularly move money into your savings.

Track your progress and set achievable savings goals.

Avoid unnecessary withdrawals to maximize interest earnings.

Consult with our financial advisors for personalized saving strategies.


At Trust NBA Bank, we are dedicated to supporting your financial journey with products tailored to your needs. Open a Savings Account today and take the first step towards a more secure and prosperous future.

For more information or assistance, please contact our customer service team or visit your nearest Trust NBA Bank branch.

Joint Account

Sign up for Join account


Joint Account

At Trust NBA Bank, we understand that managing finances together can be an important part of achieving your shared goals, whether with family, friends, or business partners. Our Joint Account is designed to provide you with a flexible, secure, and convenient way to pool resources and manage your money collectively.

What is a Joint Account?

A Joint Account is a bank account shared by two or more individuals, giving each account holder equal access and control over the funds. This type of account is ideal for couples managing household expenses, families saving for a common goal, business partners handling company finances, or roommates sharing bills. With a Joint Account, all holders can deposit, withdraw, and monitor transactions, making it easier to stay on top of your financial obligations together.

Why Choose a Joint Account with Trust NBA Bank?

1. Shared Access and Control:

Each account holder has the ability to make deposits, withdrawals, and manage the account independently. This means any authorized person can perform transactions without needing approval from others, providing flexibility and ease of use.

2. Simplified Financial Management:

A Joint Account consolidates funds in one place, making it easier to track spending, budget for shared expenses, and save towards common financial goals. It eliminates the hassle of transferring money between multiple accounts and reduces confusion over who paid for what.

3. Transparent and Trustworthy:

With all transactions visible to every account holder, a Joint Account encourages transparency and accountability. This openness helps build trust among account holders and ensures everyone is on the same page financially.

4. Convenient Access:

Trust NBA Bank provides debit cards and online banking access for all joint account holders. Manage your account anytime, anywhere, using our secure online platform or mobile app. Whether you’re checking your balance, transferring funds, or paying bills, banking with us is simple and efficient.

5. Security and Protection:

Your funds are safeguarded by Trust NBA Bank’s advanced security measures, including encryption, fraud monitoring, and secure authentication processes. We prioritize your peace of mind so you can focus on what matters most.

6. Tailored for Various Needs:

Our Joint Account is versatile and can be customized to suit different relationships and purposes. Whether you’re opening an account with your spouse, a sibling, a business partner, or a friend, we’ll help you set up an account that meets your unique requirements.

How Does a Joint Account Work?

Equal Ownership: All account holders have equal rights to the funds and can perform transactions independently unless otherwise agreed upon.

Account Statements: Each holder receives regular statements detailing all activity, ensuring everyone stays informed.

Liability: All joint holders are equally responsible for the account, including any overdrafts or fees incurred.

Account Closure: The account can be closed or modified with the consent of all holders, depending on the terms agreed upon at account opening.

Who Should Consider a Joint Account?

Couples: Manage household expenses, mortgage payments, and savings together with ease.

Families: Save for education, vacations, or family emergencies in a shared account.

Business Partners: Handle business income and expenses transparently and efficiently.

Roommates or Friends: Share rent, utilities, and other shared costs without hassle.

How to Open a Joint Account at Trust NBA Bank

Opening a Joint Account with us is straightforward and hassle-free:

1. Visit a Branch or Apply Online: Start your application at any Trust NBA Bank branch or conveniently online through our website.

2. Provide Identification: All prospective account holders must present valid identification documents as required by regulatory authorities.

3. Complete the Application: Fill out the Joint Account application form, providing details for all account holders.

4. Agree to Terms: Review and accept the terms and conditions governing the Joint Account.

5. Fund Your Account: Make your initial deposit to activate the account.

6. Receive Your Banking Tools: Each account holder will receive debit cards, checkbooks (if applicable), and online banking credentials.

Important Considerations

Communication is Key: Since all account holders have access to the funds, it’s important to maintain open communication and mutual understanding to avoid conflicts.

Legal Implications: Joint Accounts may have legal implications in the event of a dispute or the death of an account holder. We recommend consulting with a legal advisor to understand these aspects fully.

Account Management: Trust NBA Bank offers dedicated customer support to assist you with managing your Joint Account and resolving any issues promptly.

Experience the Trust NBA Bank Difference

At Trust NBA Bank, we are committed to providing banking solutions that empower you and your partners to achieve your financial goals together. Our Joint Account combines flexibility, security, and convenience, backed by our trusted service and expertise.

Open a Joint Account with Trust NBA Bank today and take the first step towards seamless shared financial management. For more information, please contact our customer service team or visit your nearest Trust NBA Bank branch.

401k Account

Find out more about 401k account




Trust NBA Bank 401(k) Plan

Secure Your Retirement, One Paycheck at a Time


Planning for retirement starts with smart decisions today. The Trust NBA Bank 401(k) Plan is a tax-advantaged retirement savings account designed to help employees grow their savings steadily and securely—with support from their employers and trusted financial experts.


What Is a 401(k) Plan?


A 401(k) is an employer-sponsored retirement plan that allows employees to contribute a portion of their salary before taxes. These contributions are invested and grow over time, building a reliable financial cushion for retirement.


Key Benefits:


1. Tax-Deferred Growth

Pay no taxes on your contributions or earnings until you withdraw funds at retirement—allowing your savings to grow faster.


2. Employer Matching

Multiply your savings through employer matching contributions (if offered)—a valuable benefit that boosts your retirement fund.


3. Investment Options

Choose from a range of professionally managed funds, including stocks, bonds, index funds, and more—based on your risk tolerance and goals.


4. Flexible Contributions

Contribute automatically through payroll deductions. You can increase, decrease, or pause contributions at any time.


5. Portability

If you change jobs, your 401(k) can move with you—through rollovers to another employer’s plan or an IRA.


6. Financial Security for the Future

With compound growth and long-term planning, your 401(k) can become a powerful source of income in retirement.


2025 Contribution Limits:

Employee contribution limit: $23,000

Catch-up contribution (age 50+): Additional $7,500

Total contribution (employee + employer): Up to $69,000


Who Is Eligible?

Employees of companies enrolled in the Trust NBA 401(k) Program

Must meet minimum age and service requirements as set by the employer




Start Saving Smarter

Secure your future with the Trust NBA Bank 401(k) Plan. Whether you’re just starting out or building on years of savings, we’re here to help every step of the way.


Enroll today through your HR department or visit www.trustnbabank.com/401k



Trust NBA Bank – Planning Today. Protecting Tomorrow.


 

 

Business Account

Business account sign up now Business account



Business Account

At Trust NBA Bank, we understand that managing your business finances efficiently is crucial for success. Our Business Account is tailored to meet the unique needs of businesses of all sizes, providing you with the tools, flexibility, and support necessary to manage your company’s financial activities seamlessly.

What is a Business Account?

A Business Account is a specialized bank account designed specifically for business purposes. It allows you to separate your personal and business finances, making it easier to manage cash flow, pay expenses, receive payments, and keep accurate financial records. Whether you run a small startup, a growing enterprise, or an established corporation, our Business Account is built to support your financial operations.

Why Choose a Business Account with Trust NBA Bank?

1. Dedicated Business Banking Solutions:

Access a range of services tailored to business needs, including multiple transaction options, payroll services, and merchant solutions.

2. Simplified Financial Management:

Keep your business finances organized by separating them from personal accounts, making bookkeeping and tax preparation more straightforward.

3. Convenient Access:

Manage your account anytime with our secure online and mobile banking platforms. Make payments, transfer funds, and monitor transactions with ease.

4. Multiple Authorized Signatories:

Add authorized signers to your account, allowing trusted employees or partners to manage transactions on your behalf.

5. Business Debit and Credit Cards:

Equip your business with debit and credit cards that provide easy access to funds and help manage expenses effectively.

6. Competitive Fees and Charges:

Benefit from competitive pricing structures designed to suit businesses of various sizes and transaction volumes.

7. Expert Support:

Our dedicated business banking team is here to help you with personalized advice, tailored financial products, and responsive customer service.

Key Features of Our Business Account

Accept and make payments with ease

Manage payroll efficiently

Access to overdraft facilities and business loans

Detailed monthly statements for accurate record-keeping

Integration with accounting software for seamless financial management

Secure and reliable banking with fraud protection measures

Who Should Open a Business Account?

Small business owners looking to streamline financial operations

Entrepreneurs starting new ventures

Established companies seeking comprehensive banking solutions

Non-profit organizations managing donations and expenses

How to Open a Business Account at Trust NBA Bank

1. Visit any Trust NBA Bank branch or apply online through our secure platform.

2. Provide necessary business documentation, including business registration, tax identification, and identification for authorized signatories.

3. Complete the Business Account application form with accurate business details.

4. Fund your account with the initial deposit as required.

5. Receive your account details, debit/credit cards, and online banking access to start managing your business finances.

Why Trust NBA Bank?

At Trust NBA Bank, we are committed to supporting your business growth with banking solutions designed to simplify your financial management. Our Business Account combines flexibility, security, and convenience, backed by a team dedicated to your success.

Open a Business Account with Trust NBA Bank today and empower your business with the financial tools it needs to thrive.

For more information or personalized assistance, please contact our business banking specialists or visit your nearest Trust NBA Bank branch.

Checking Account

Checking account signup Checking account




Trust NBA Bank Checking Account

Everyday Banking Made Simple


Manage your day-to-day finances with ease, flexibility, and complete control. The Trust NBA Bank Checking Account is your all-in-one solution for secure, fast, and convenient money management—whether you’re paying bills, making purchases, or sending money on the go.


Key Features:


1. No Monthly Maintenance Fees

Enjoy hassle-free banking with zero hidden charges and no monthly fees.


2. Free Debit Card

Shop online, pay in-store, and withdraw cash from ATMs nationwide with your free Trust NBA Bank debit card.


3. 24/7 Mobile & Online Banking

Check balances, transfer funds, pay bills, and more—anytime, anywhere, with our easy-to-use digital banking platform.


4. Instant Alerts & Notifications

Stay in control with real-time updates on account activity and spending.


5. Unlimited Transactions

Make as many deposits, withdrawals, and payments as you need—without restrictions.


6. Overdraft Protection Options

Choose optional overdraft coverage to avoid declined transactions and unexpected fees.


7. Easy Direct Deposit Setup

Get paid faster with direct deposit of your salary, government benefits, or other income.


Ideal For:

Individuals managing everyday expenses

Students, professionals, and retirees

Anyone who wants a secure, easy-to-use banking solution


What You Need to Open an Account:

Valid government-issued ID (e.g., passport, driver’s license, national ID)

Proof of address (e.g., utility bill, lease agreement)

Initial deposit (if applicable)




Get Started Today

Open your Trust NBA Bank Checking Account and enjoy banking that fits your lifestyle.


Visit www.trustnbabank.com/checking or stop by your nearest branch.



Trust NBA Bank – Banking You Can Count On.


 

Trust Account/ IRS

Find out more about Trust/IRS Trust account/IRS

Trust NBA Bank Trust Account / IRS-Compliant Solutions

Strategic Wealth Management. Tax-Smart Planning.


At Trust NBA Bank, we help you secure your legacy with confidence. Our Trust Account / IRS-compliant solutions are designed for individuals, families, and businesses who seek structured financial planning while staying fully aligned with tax laws and regulatory standards.


Whether you’re preparing for the future, managing large estates, or seeking efficient tax solutions, our Trust Account services offer clarity, compliance, and control.


What Is a Trust Account / IRS-Compliant Solution?


This specialized trust structure allows you to legally transfer assets into a trust—managed either personally or by Trust NBA Bank—while meeting all necessary Internal Revenue Service (IRS) reporting and tax requirements. It’s ideal for both domestic and international clients seeking transparency and peace of mind.


Key Features:


1. Full IRS & Tax Code Compliance

Ensure your trust structure is properly reported and aligned with U.S. tax obligations, including Form 1041, FATCA, and other relevant filings.


2. Tax Efficiency & Planning

Reduce taxable estate value, defer capital gains, or allocate income strategically through tailored trust types such as Grantor Trusts, Charitable Trusts, or Irrevocable Trusts.


3. Professional Trust Administration

Our fiduciary experts manage your assets, handle distributions, and file required documentation in accordance with IRS and federal guidelines.


4. Cross-Border Expertise

Ideal for clients with U.S. tax exposure or international assets, our team ensures smooth compliance with global financial reporting standards.


5. Confidential & Secure

All trust activities are conducted with strict confidentiality, data security, and transparency for beneficiaries and tax authorities.


6. Estate & Succession Planning

Ensure your heirs receive assets in an orderly, tax-efficient manner—minimizing probate delays, disputes, and unnecessary tax burdens.


Suitable For:

High-net-worth individuals

U.S. citizens or residents with international assets

Non-residents with U.S. investment interests

Families planning intergenerational wealth transfer

Businesses and nonprofits seeking trust-based structures


Documentation & Requirements:

Valid means of identification

Trust formation documents (drafted or to be created)

Tax Identification Number (TIN)

Asset ownership and valuation records

Legal and tax advisory collaboration (optional but recommended)



Build a Legacy That’s Legally Sound & Tax-Smart

Let Trust NBA Bank help you navigate trust formation with full IRS compliance and wealth protection strategies.


Start your Trust Account today at www.trustnbabank.com/trustirs or speak with our estate and tax specialists 

Trust NBA Bank – Trusted Wealth. Transparent Future.

Cryptocurrency investment/ Stocks

Find out more and sign up for Cryptocurrency investment/Stock account

Offshore Account

Sign up for Offshore account

Student Account

Sign up for Student account

Salary Account

About us

Trust NBA Bank

400 Thomas L Berkley Way, Oakland, CA 94612, United States


Since our founding in 1975, Trust NBA Bank has stood as a beacon of financial strength, stability, and integrity in the heart of Oakland, California. With a commitment to serving our community and building long-lasting financial relationships, we have grown from a single-location institution to a respected name in banking, proudly serving individuals, families, entrepreneurs, and businesses across California and beyond.

Retirement Plan Yearly

Plan today. Relax tomorrow. Secure your golden years with Trust NBA Bank’s Retirement Plan.

At Trust NBA Bank, our Retirement Plan is designed to secure your future with flexible savings options, expert financial guidance, and guaranteed returns. Whether you’re just starting your career or planning ahead, we help you build a solid financial foundation for a stress-free retirement. Start investing today for a worry-free tomorrow.

Your news and information

Level up your account security

Watch your security meter rise as you take action against fraud. See it in the Security Center in Mobile and Online Banking.

Find bank location